The firm’s knowledge and expertise as CPAs and financial advisors provides a resource of skills that can help ensure all pieces of your wealth management plan work together in a tax-optimized manner. 

Tax Planning

By leveraging tax and financial advisory experience, the team at McCrate, DeLaet & Co can help ensure your wealth management plan is operating in a tax-optimized manner. This includes looking for ways to reduce current and future tax burdens.

Retirement Planning

Whatever your vision of retirement is, ongoing planning and goal setting are necessary for your retirement to live up to your expectations. The team at McCrate, DeLaet & Co can help you make the most of your employer-sponsored plans, IRAs and other retirement vehicles to make sure your income is sustained during the time when you reward yourself for years of hard work.

Investment Planning

Many people find the investment planning process to be intimidating and will often not review investment strategy as often as their lives change. The team at McCrate, DeLaet & Co will continually determine your asset allocation needs, help you understand your risk tolerance, and recommend appropriate investment vehicles to help you preserve your wealth and pursue your goals.


Considering that education costs increase significantly each year, your children’s educations— as well as your lifestyle— depend on the wealth you build up now. It is important to regularly review your specific goals and actively plan for education costs.


Illness and injury can happen to anyone. In fact, a person has a one in four chance of becoming severely ill or disabled. When was the last time you reviewed your plan, and does it take into account recent life events? As life changes, so do your insurance needs and the necessary strategies to protect your lifestyle and your dependents.

Income Protection

Asset and income protection include strategies to shield assets from illness, taxation and frivolous claims from third parties. Successfully planning for these potential events cannot be overstated, considering the effect they can have on your overall plan.

Business Planning

Business owners have countless daily demands on their time. Additionally, they must save for retirement and plan for what will happen to their businesses when they retire. Whether it’s a buy-sell agreement between owners or an income preservation plan for your loved ones, the team at McCrate, DeLaet & Co offers comprehensive support for complex business planning needs.

Estate Planning

Designing your estate plan and defining your legacy is one of the most difficult and emotional components of your wealth management plan. Successfully planning the transfer of your wealth is critical to fulfilling the promises you’ve made. The team at McCrate, DeLaet & Co will work to minimize income and estate taxes and help maximize the financial opportunities you provide to your chosen beneficiaries. The goal is to help you leave behind the legacy you desire.

Special Situations

Any event that forces dramatic and sweeping changes, such as marriage, divorce, birth, death or a large inheritance, is considered a special situation. These events can affect your estate plans and investment strategies. The team at McCrate, DeLaet & Co will guide you through these situations to make sure you are prepared.